A robust and scalable four factor authentication architecture to enhance security for mobile online transaction

This paper was focusing on the designing of a robust and scalable four factor authentication architecture to enhance security for electronic transactions. Mobile device are vulnerable to several security threats especially when purchasing gocd and services online. Currently, some banking institutions and e-commerce websites use two factor authentication to verify and validate customers when making online payments. Two factor authentication is regarded as the weakest authentication method. Mobile devices users are vulnerable to online mobile fraudulent activities due to several factors. The researchers designed a four factor security architecture to mitigate security threats because security is vital when making online transactions.